Effective Date: February 26, 2026
By accessing and using Benekiva's website, services, and platform (collectively, the "Services"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
These Terms of Service ("Terms") govern your use of our website located at benekiva.com and any related services provided by Benekiva LLC ("we," "us," or "our").
Permission is granted to temporarily access and use Benekiva's Services for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
The materials on Benekiva's Services are provided on an 'as is' basis. Benekiva makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
Further, Benekiva does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.
In no event shall Benekiva or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Benekiva's Services, even if Benekiva or a Benekiva authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
The materials appearing on Benekiva's Services could include technical, typographical, or photographic errors. Benekiva does not warrant that any of the materials on its Services are accurate, complete, or current. Benekiva may make changes to the materials contained on its Services at any time without notice. However, Benekiva does not make any commitment to update the materials.
Benekiva has not reviewed all of the sites linked to our Services and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Benekiva of the site. Use of any such linked website is at the user's own risk.
Benekiva may revise these Terms of Service at any time without notice. By using our Services, you are agreeing to be bound by the then current version of these Terms of Service. We will notify users of material changes to these Terms by posting the updated Terms on our website and updating the "Effective Date" at the top of this page.
When you create an account with us, you must provide information that is accurate, complete, and current at all times. You are responsible for safeguarding the password and for all activities that occur under your account.
You agree not to disclose your password to any third party and to take sole responsibility for any activities or actions under your account, whether or not you have authorized such activities or actions.
You may not use our Services:
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Iowa, United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.
If you have any questions about these Terms of Service, please contact us at contact@benekiva.com or by writing to:
Benekiva LLC
5700 Westown Pkwy
West Des Moines, IA 50266
United States
