Living Benefit Claims Built for Speed and Care
Empower your team with a claims platform that automates the paperwork, so you can focus on getting benefits to policyholders faster.
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A Better Experience for Everyone Involved

Managing disability or chronic illness claims can be complicated. Benekiva's claims platform bridges the gap between complex rules and fast, human responses.

Benefits for Policyholders

  • Instant Claims Submission
    Submit living benefits claims 24/7 through digital self-service portals.
  • Real-Time Updates
    Get real-time updates as your claim progresses.
  • Faster Payouts
    Receive benefits in days, not weeks, when you need them most.
  • Compassionate Experience
    Make the claims process easier during life's hardest moments.

Benefits for Carriers

  • Reduced Operational Costs
    Automate 85% of routine claims processing and reduce manual workload.
  • Enhanced Compliance
    Maintain a complete, audit-ready trail for every claim.
  • Improved Customer Satistfaction
    Build lasting trust with fast, reliable claims experiences.
  • Better Data Insights
    Use real-time data to see exactly how your claims software is performing.

Effortless Living Benefits Claims

Moving your living benefits claims into a digital workflow doesn't have to be complex.

Digital Access, Anywhere

Secure portals that give policyholders and agents full access on any device.

AI-Enabled Automation

Intelligent tools handle document sorting and data entry traditionally slowing claims.

Smart Processing

Instant routing to the right specialist based on specific needs.

Policy Integration

Seamless integration with existing insurance policies and systems for unified operations.

Straight-Through Processing

Automatically calculate benefits and approve simple claims in seconds.

Compliance Assured

Built-in tracking for every step to ensure you are always audit-ready.

Lightning Fast

24-48 hour processing for critical living benefits claims

We combine high-speed automation with a process that respects the claimant's experience.

People-Centric Design

Compassionate experiences for life's most challenging moments.

One Unified Platform

Manage every living benefit claim, end-to-end on a single, integrated platform.

API First

Secure APIs that plug right into your existing core systems.

Why Benekiva?

Streamline Your Full Claims Lifecycle

On a life and annuity claims platform built by claims professionals, for claims professionals

Claim Submission

Automate submission from any device, anytime.
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Claims Workbench

Centralize your workflows for speed, compliance, and loyalty.
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Interest Calculator

Auto-calculate interest with accuracy and transparency.
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Reporting

Turn information into impact with real-time data.
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Servicing

Real-time updates for a smoother claims process.
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Portals

Connect your team and policyholders to resolve claims faster.
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Data Enablement Framework

Anchor your existing systems in one central hub.
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Let's Build Claims That Work for Everyone

Ready to improve your living benefits claims operations? Let’s start a conversation about your specific challenges.

Schedule Demo

See Benekiva in action with a personalized demonstration.

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Discovery Call

Discuss your current challenges and explore solutions.

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Scalable Solutions

View modules available to streamline your claims.

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Frequently Asked Questions

Everything you need to know about Benekiva's living benefit solutions.

How does Benekiva streamline living benefit claims?

Our platform automates document collection, eligibility verification, and payout calculations while maintaining the empathetic touch families need during health crises. Smart workflows route complex cases to specialists while handling routine claims automatically. Agentic AI assists with invoice and document summarization to speed up processing.

What types of living benefits does the platform support?

We support all living benefit types including accelerated death benefits, critical illness riders, chronic illness riders, and terminal illness benefits. Each benefit type has specialized workflows and compliance requirements built in.

How quickly can living benefits claims be processed?

With our automated platform, most living benefits claims are processed within 24-48 hours compared to traditional 2-4 week timelines. Complex cases requiring human review are expedited through intelligent routing.